Affordable healthcare for businesses, groups & gig workers.
SakeOf is a modern healthcare option designed for small teams, contractors, gig workers, and growing companies. Get predictable monthly pricing, any-provider access, and better care outcomes—without the usual complexity.
How SakeOf works
A simple, transparent healthcare program for modern work. Pick a plan, see any provider, and show your membership card for billing. When your provider offers a discounted, immediate payment, pay in real time with your SakeOf Visa card.
- 🏥 Any licensed provider — no networks
- ⚡ Fast digital claims; real-time card payments when providers allow
- 📄 Clear terms you can actually read
SakeOf is a flexible healthcare option for businesses, groups, and independents. It’s not traditional insurance. You get straightforward pricing and the freedom to choose providers. Use your membership card for billing, or when a provider supports discounted, immediate payment, use your SakeOf card at the point of care.
- 1 Pick a plan for your team or yourself
- 2 Get care from any licensed provider
- 3 Present your membership card for billing
Not insurance. Program terms, eligibility, and limits are described in the Program Guide.
Who we are
We’re clinicians, technologists, and advocates building healthcare that works for today’s economy: small businesses, distributed teams, contractors, and gig workers.
- 🤝 People-first design
- 🔍 Transparent by default
- ⚡ Fast & digital
- 🛡️ Responsible, real-world care
*Illustrative; see Program Guide and reports for current data.
Built for clarity and care
We combine medical expertise with product craftsmanship to make care simpler, faster, and easier to understand— especially for people who don’t fit the old system.
What’s included
Plans include the following types of care and services, with simple terms described in the Program Guide.
Covered services (examples)
- Wellness & preventive screenings
- Physician & hospital services
- Urgent care visits
- Emergency treatment
- Ambulance transport
- Clinic appointments
- Testing & diagnostics
- Imaging services
- Prescription medications
- Vaccinations
- Maternity-related care
- In-home healthcare
- Physical therapy
- Occupational therapy
- Speech therapy
- Respiratory therapy
Not included
- Elective or cosmetic procedures
- Services not medically necessary
- Items outside the Program Guide
Plans & pricing
All plans include telemedicine, online submissions, and transparent guidelines. Add $25/mo for each dependent over 3.
Essential
Great for individuals/mo
- Personal responsibility$3,000 / incident
- MaternityNot included
- Adoption sharing—
- Office visits—
- Cancer treatmentEligible (limits)
- Provider choiceAny licensed provider
Standard
Most popular/mo
- Personal responsibility$1,500 / incident
- MaternityUp to $12,000
- Adoption sharing—
- Office visitsLimited
- Cancer treatmentEligible (limits)
- Provider choiceAny licensed provider
Plus
Best for families/mo
- Personal responsibility$750 / incident
- MaternityUp to $25,000
- Adoption sharing—
- Office visitsIncluded
- Cancer treatmentEligible (limits)
- Provider choiceAny licensed provider
Premium
Comprehensive/mo
- Personal responsibility$500 / incident
- MaternityUp to $35,000
- Adoption sharingUp to $5,000 / event
- Office visitsIncluded
- Cancer treatmentEligible (limits)
- Provider choiceAny licensed provider
*Final eligibility, limits, waiting periods, and maximums are per the Guidelines. Availability may vary by state.
Get started in minutes
Built for businesses, groups, contractors, and gig workers who want affordable care with better outcomes.
Pick a plan
Choose the option that fits your team and budget.
Create your account
Enroll your organization or yourself in a few steps.
Add people
Invite employees, contractors, or family members.
Receive your cards
Use your membership card for billing; where supported, pay instantly with your SakeOf card.
Get care anywhere
Choose any licensed provider—no networks.
We handle the rest
Transparent pricing, fast processing, better outcomes.
FAQs
Is SakeOf insurance?
No. It’s a modern healthcare program (not insurance) with clear terms and real-time card payments where supported by the provider.
Can I keep my doctor?
Yes—no restricted network. You can choose any licensed provider.
When does coverage start?
Start dates depend on the plan option you select; see the Program Guide for specifics.
What about pre-existing conditions?
Some plans include waiting periods or limits—see the Program Guide for details.
What is my out-of-pocket responsibility?
Each plan has simple, upfront terms for what you pay before SakeOf steps in.
How do payments work at the provider?
Present your membership card for billing. If your provider supports immediate payment or offers a discount, we can authorize the amount and you can use your SakeOf card at checkout.
Are prescriptions included?
Many plans include generics and discounts; specifics are in the Program Guide.
Do you support small teams and contractors?
Yes—SakeOf is built for businesses, groups, contractors, and gig workers.
Talk to a Guide
We’re here to help you compare options for your team or solopreneur healthcare needs.
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